Every loan type, across Australia.
Business-purpose and investment finance, from equipment loans to $100m+ development facilities, arranged through banks, private lenders, non-bank lenders and specialist funds. Choose the product, then the state or city, and the page tells you what typically funds there and how fast.
Short-term business loans
A business-purpose loan of one to twenty-four months, secured or unsecured, used to cover a cash-flow gap, seize an opportunity or bridge to a longer-term refinance.
Bridging loans
Finance that covers the gap between buying one asset and selling or refinancing another, with interest usually capitalised so there are no monthly repayments during the term.
Caveat loans
A fast, short-term loan secured by a caveat lodged on the title of a property, sitting behind an existing mortgage without needing the first mortgagee's consent.
Second mortgages
A registered second mortgage behind an existing bank first mortgage, releasing equity for business or investment purposes without refinancing the first loan.
Private first mortgages
A first mortgage from a private or non-bank lender, used when speed, structure, credit history or documentation call for an alternative to the banks.
Construction finance
Progress-drawn funding for residential and commercial builds, from land and early works through to residual stock, with or without pre-sales.
Mezzanine & preferred equity
Subordinated debt or preferred equity that tops up senior construction debt so a developer can preserve cash or start sooner.
Land bank loans
Holding finance over englobo or DA-stage land that produces little or no income while approvals or market timing play out.
Commercial property loans
Purchase or refinance of income-producing office, industrial, retail or mixed-use property, through private, non-bank or bank lenders.
SMSF commercial loans
Limited-recourse borrowing that lets a self-managed super fund buy business real property, often the premises the members' business trades from.
Asset & equipment finance
Chattel mortgage, lease or hire purchase over vehicles, plant and machinery, so the asset itself is the security.
Invoice finance
An advance against unpaid business-to-business invoices, as whole-ledger discounting, factoring or selective single-invoice funding.
Trade finance
Funding for the import and export cycle: supplier payments, letters of credit, inventory and the gap until customers pay.
Unsecured business loans
Cash-flow lending assessed on trading history and bank statements, with no property security.
Business lines of credit
A revolving overdraft or line of credit that is drawn as needed and paid down as cash comes in.
Low-doc commercial loans
Commercial and investment lending assessed on alternative documents such as BAS, bank statements or an accountant's letter rather than full tax returns.
Rural & agribusiness loans
Lending over farms, agricultural processing and rural property, including seasonal facilities that follow the production cycle.
Settlement & GST funding
Short bridging to complete a purchase or fund the GST on a commercial settlement until the input credit is refunded.
ATO debt refinance
A property-backed loan that clears an ATO tax debt or payment plan before a director penalty notice or garnishee escalates it.
Impaired-credit commercial loans
Business-purpose lending for borrowers whose defaults, judgments or prior insolvency exclude them from bank finance.
Debt restructure & workout loans
Refinance of distressed facilities, exits from receivership and consolidation of multiple lenders into one workable structure.
Foreign investor & expat loans
Australian property and business finance for non-residents, Australian expats and offshore entities, arranged with lenders who accept foreign income and guarantees.