How deals like yours get funded.
Each scenario is an anonymised composite of a recurring pattern, not a specific settled transaction: the situation, the sticking point, the structure that worked and the questions we ask first. Find the one closest to yours, then tell us the specifics.
Construction finance scenarios.
Boarding house conversion
How an investor finances converting an existing residential property into a registered boarding house.
Construction finance with no pre-sales
How a construction project without pre-sales is typically funded, and which lenders are prepared to carry that additional risk.
Duplex build for a builder-owner
How a licensed builder financing their own duplex project is assessed differently to a developer engaging an external builder.
Industrial shed construction for owner-occupier
How an owner-occupier business finances building its own industrial shed rather than continuing to lease premises.
NDIS SDA development finance
How a developer funds construction of Specialist Disability Accommodation, assessed against a different income model to standard residential.
Residual stock loan on unsold apartments
How a residual stock facility refinances unsold apartments at a construction facility's maturity, avoiding a forced discounted sell-down.
Townhouse project for a first-time developer
How a first-time developer without a construction track record funds a small townhouse project.
Bridging loans scenarios.
Bridging for a downsizing business owner selling premises
How a business owner downsizing operations bridges the gap between vacating and selling their larger existing premises.
Bridging to buy a commercial premises before selling
How a bridging facility lets a business owner buy a new commercial premises before their existing property has sold.
Business lines of credit scenarios.
Business line of credit for a contractor with retention
How a subcontractor funds cash flow while a portion of each progress claim is withheld as retention until practical completion.
Seasonal overdraft for a grower
How a horticultural grower funds input and labour costs ahead of harvest through a seasonal, revolving line of credit.
Commercial property loans scenarios.
Childcare centre acquisition
How a buyer finances the combined purchase of a childcare centre's freehold property and its operating business.
Hotel refurbishment loan
How an owner-operator funds a staged hotel refurbishment while continuing to trade through the works.
Petrol station purchase
How a buyer finances the freehold and business of a petrol station, factoring in environmental and fuel supply considerations.
Pub freehold and business
How a buyer finances the combined purchase of a pub's freehold property, liquor licence and trading business.
Short-stay accommodation portfolio
How an operator finances a growing portfolio of short-stay accommodation properties assessed on operating income rather than standard rent.
Debt restructure & workout loans scenarios.
Debt consolidation for a director across three lenders
How a director consolidates ATO debt, a merchant cash advance and an unsecured loan into a single, structured facility.
Refinance out of receivership
How a business can refinance out of receivership once the underlying cause of the appointment has been resolved.
Foreign investor & expat loans scenarios.
Dubai-based expat refinancing Australian commercial property
How an Australian expat based in Dubai can refinance an existing Australian commercial property as their current facility matures.
Expat buying a Sydney investment property through a company
How an Australian expat living overseas can structure and finance a Sydney investment property purchase through a company.
Hong Kong investor acquiring a Melbourne retail asset
How a Hong Kong-based investor can finance the acquisition of a tenanted retail property in Melbourne.
Singapore company financing a Brisbane development site
How a Singapore-registered company can finance the acquisition and construction of a development site in Brisbane.
Asset & equipment finance scenarios.
Equipment finance after a paid default
How a business owner with a previously paid default can still finance equipment purchases through specialist lenders.
Medical practice fit-out
How a medical professional funds the fit-out and equipment for a new practice ahead of it generating patient revenue.
Startup equipment on director property security
How a pre-revenue startup can finance essential equipment by securing the facility against a director's personal property.
Truck finance for an owner-driver with judgments
How an owner-driver with historical court judgments can still finance a truck purchase through a specialist equipment lender.
Rural & agribusiness loans scenarios.
Unsecured business loans scenarios.
Settlement & GST funding scenarios.
Invoice finance scenarios.
Land bank loans scenarios.
Low-doc commercial loans scenarios.
Mezzanine & preferred equity scenarios.
Private first mortgages scenarios.
SMSF commercial loans scenarios.
Not quite the right product? Every loan type we arrange.
Most scenarios can be structured more than one way. Browse the alternatives, or tell us the situation and we'll recommend the structure.