Trade finance · Perth

Trade financein Perth.

Trade finance in Perth: typically $100k to $20m+ at up to 100% of goods cost, over 30–180 days, settling in 7–21 days once security and entity documents are in hand. Funding for the import and export cycle: supplier payments, letters of credit, inventory and the gap until customers pay.

  • $100,000 – $20,000,000+Typical size
  • up to 100% of goods costLVR
  • 30–180 daysTerm
  • 7–21 daysTo settle
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Indicative terms in three minutes

Business-purpose and investment finance only. No credit check at this stage.

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Banks · Private lenders · Non-bank lenders · Specialist fundsSydney · Melbourne · Brisbane · Perth · Singapore · Hong Kong · DubaiBusiness-purpose finance only
Trade finance in Perth

What Perth borrowers should know.

Used by importers, exporters and wholesalers. Security is usually goods, receivables and a GSA.

Solara arranges trade finance on Perth (WA) security through banks, private lenders, non-bank lenders and specialist funds; which of them is right for a file depends on security, exit and timing rather than postcode.

Perth lending tracks Western Australia's resources and energy cycle, with steady demand for equipment, invoice and commercial property finance from mining-services businesses. Lenders favour well-secured industrial and commercial property, with a smaller panel than the east coast willing to fund more specialised security.

WA lending tracks the resources and energy cycle, with steady demand for equipment, invoice and rural finance and a smaller private-lender panel than the east coast. Perth commercial and industrial property and regional mining-services and agribusiness lending are the strongest segments.

Duty and tax: Transfer duty applies to commercial and residential security, generally on the higher of consideration or market value; a foreign transfer duty surcharge applies to foreign buyers of residential property. Land tax applies annually on the unimproved value of investment and commercial landholdings above the threshold, aggregated across an owner's WA holdings.

Caveats are lodged with Landgate; the distinction between an absolute caveat and one subject to a claim affects which dealings it blocks.

Landgate administers Torrens title in WA; e-conveyancing uptake has grown steadily, historically trailing the eastern states.

Commercial tenancies that qualify as retail shops fall under the Commercial Tenancy (Retail Shops) Agreements Act 1985 (WA).

Development in Perth is shaped by local planning schemes and, for larger sites, Development Assessment Panel processes.

Rural and pastoral lending in regional WA can involve water licensing through the state water regulator, relevant to agribusiness security.

Perth valuations are readily available through a solid panel; regional and pastoral WA security typically needs a specialist rural valuer and a longer lead time.

Solara meets Perth and Western Australian clients by appointment, in person or by video; valuations and legal work use local panels in the City of Perth area.

Process

How we work.

From the first call to the final drawdown, each step is led by a principal — not a queue.

01

Tell us the scenario

Purpose, amount, security and timeframe — the qualifier takes about three minutes and every answer maps to how our lender panel assesses trade finance.

02

Indicative terms

A specialist reviews the scenario and comes back with an indicative structure, pricing range and the documents needed. Urgent scenarios get a call within minutes during business hours.

03

Credit and valuation

The lender assesses security, entity and exit. For trade finance this is typically 7–21 days end to end.

04

Settlement

Solicitors settle, funds are released, and the deal is tracked to its exit in our CRM so refinancing or the next facility is ready before the term ends.

Questions

Trade finance in Perth: common questions.

How fast can trade finance settle?

Typically 7–21 days from a complete application, depending on valuation, legal and lender workload. Speed depends on how quickly security and entity documents are available.

How much can I borrow with trade finance?

Our panel typically funds from $100,000 to $20,000,000+, at up to 100% of goods cost. Larger or more complex facilities are structured case by case across banks, private lenders and specialist funds.

What security is needed?

Goods, receivables and a GSA. The stronger and more liquid the security, the sharper the pricing.

Is this a consumer loan?

No. Solara arranges business-purpose and investment-purpose finance only. If your purpose is personal or for owner-occupied housing, this product is not suitable and we will say so.

Ready when you are.

Three minutes to describe the scenario. Indicative terms, not a sales pitch.

Request indicative terms